Claims
Key provinces across Canada have fundamentally altered their auto insurance systems with the twin goals of achieving rate stability and predictability in claims costs. The big question, which was addressed at this year's CIAA/CICMA annual joint conference in February, is - did these reforms meet their purpose? It's a simple question, with complex answers for independent adjusters and claims professionals
By Craig Harris | May 31, 2012
13 min read
SCS Insurance Adjusters Ltd. is a family-run adjusting firm with long roots in northern Ontario and deep pride in being independently owned and operated.
5 min read
Members of the Slave Lake wildfire review committee put their recommendations in context
By Peter Fuglem and Brian Stocks | May 31, 2012
7 min read
Of all disasters throughout Canadian history, natural perils have accounted for 70%, with flooding being by far the greatest source in the 20th century. In 2009 insurance payments for all events in Canada totaled $5.3 billion.
By Paul Thenhaus, senior geologist of model development, EQECAT | May 31, 2012
Several factors contribute to the complexity of an environmental remediation claim, including site characteristics and contaminant characteristics. Insurers and adjusters should insist on the use of a truly independent environmental consultant to determine the required scope of the remediation and to oversee the remediation activities from an 'arm's length' perspective.
By Keith Stephen, environmental engineer, Giffin Koerth Inc. | May 31, 2012
6 min read
The Supreme Court of Canada has issued rulings in two cases involved Canadian tourists who had accidents at resorts in Cuba during vacations they had arranged in Ontario, and has changed how courts are to decide, in tort cases, whether a they have jurisdiction over non-resident defendants.
By Ken MacDonald | May 31, 2012
In a recent decision, the Ontario Divisional Court ruled in favour of an insurer wanting to have a claimant attend a section 42 assessment, leveling the playing field and providing a defence against trial by ambush in the accident arena.
By Caroline L. Meyer | May 31, 2012
4 min read
In the last issue, Education Forum looked at key scientific and legal findings on the potential health risks posed by cell phone use. In this article, we look at some of the insurance issues triggered by claims related to the electromagnetic fields (EMF) emitted by cell phones. Much of the case law in this area […]
By Insurance Institute of Canada | May 31, 2012
Dog bites in the three Canadian provinces in which State Farm operates chewed up slightly more than $1 million in claims costs last year. In 2011, State Farm paid out $917,670 for 25 claims in Ontario, $99,800 for the two claims in Alberta and there were no dog bite claims reported in New Brunswick. The […]
May 31, 2012
1 min read
Environment Canada reports the rains that flooded Montreal and overwhelmed the city’s sewer system on May 29 had a return period of 1 in 100 years. Close to 47 mm of rain in total fell during a storm that caused widespread flooding of home basements, highways, businesses, streets and subway stations. Of that amount, 44.5 […]
2 min read
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